The ABCs of Jumping Loans – America’s Best Takeover Payment System

Lesson Description

In this short training, I’m going to walk you through my Jumping Loan System, a proven method I developed back in 1994 that’s helped thousands of buyers and sellers across the country. This is the nation’s best takeover payment system, approved by U.S. and Commonwealth Attorneys. You’ll learn exactly what “jumping a loan” means, how it works, what happens before closing, and what to expect at the closing table. This system helps sellers solve problems fast and helps buyers lock in low fixed-rate loans that are already in place — all done legally and professionally.

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Key Takeaways

• Jumping a loan is not assuming a loan. The loan stays in the seller’s name, but the buyer takes over the payments.

• The system allows sellers to sell their property fast — often within 10 days — and improve their credit.

• Buyers benefit by getting a low fixed-rate loan and built-in long-term financing without dealing with a bank.

• The process includes four parts:

  1. What is jumping a loan

  2. How it works

  3. What to do before the closing date

  4. The closing itself

 

• Violating the “due-on-sale” clause is not a crime — it simply gives the lender the right to call the loan due.

• To make the system work, both parties must fly below the radar and minimize red flags to the lender.

• Two required forms start the process:

  • Authorization to Release Information (so the buyer can verify loan details)

  • Disclosure Review (explaining the terms and risks)

 

• The seller must provide access to the loan account (username/password) so the buyer can complete verification.

• Once verified, the deal can close fast — the buyer handles the paperwork, and the seller picks the closing date.