Writing the Jumping Loan Offer the Right Way


Description

In this lesson, I’ll show you exactly how to fill out the Jumping Loan offer form from start to finish. We’ll walk through each section — from the property address and loan details to setting your closing date and special conditions. You’ll learn why certain information should never appear in your contract (like the lender’s name or loan number), how to protect your deal from getting flagged, and how to make the whole process smooth for your closing attorney. This lesson will help you stay in control of your deals, keep lenders off your back, and close with confidence every time.


Key Takeaways

  • Your offer is simple — just fill in the blanks with verified info from the lender.

  • Include: property address, purchase price, loan balance, interest rate, payment amount, and seller’s cash at closing.

  • Never include the lender’s name, loan number, or seller’s contact info — this prevents red flags that could alert the lender.

  • Always include a firm closing date and time based on the lender’s reinstatement deadline.

  • Keep the seller responsible for having the property broom-clean and all trash removed.

  • Require utilities to stay on until the first business day after closing.

  • Buyer must have access to inspect the property the morning of closing to ensure it’s empty.

  • Include a small earnest money check (e.g., $100) made payable to your closing attorney and the seller.

  • Contracts are non-assignable — Jumping Loan deals are not wholesales.

  • Direct all title company communication through you — not the seller — to stay “under the radar.”


Action Steps / Exercises

  1. Form Familiarity: Download your Jumping Loan Offer Template and review each section — label what goes where and why.

  2. Practice Offer: Using a sample property, fill in every blank — purchase price, loan terms, seller cash, and closing date/time.

  3. Lender Red Flag Check: Write down three things you should never include in your offer to avoid triggering lender review.

  4. Closing Date Drill: Use a calendar to practice setting a closing 10–11 days out from a lender’s reinstatement deadline.

  5. Control Communication: Draft an email you’d send to your title company instructing them to contact you directly — not the seller.