Gold Member Tom Kennedy in Los Angeles emailed the following chart and information.

State Judicial Non-
Judicial		 Comments Process
Period
(Days)		 Sale
Publication
(Days)		 Redemption
Period
(Days)		 Sale/NTS
Alabama • • 49-74 21 365 Trustee
Alaska • • 105 65 365* Trustee
Arizona • • 90+ 41 30-180* Trustee
Arkansas • • 70 30 365* Trustee
California • • 117 21 365* Trustee
Colorado • • 145 60 None Trustee
Connecticut • •  62 NA Court Decides Court
Delaware • •  170-210 60-90 None Sheriff
District of Columbia •  • 47 18 None Trustee
Florida • •  135 NA None Court
Georgia • • 37 32 None Trustee
Hawaii • • 220 60 None Trustee
Idaho • • 150 45 365 Trustee
Illinois • •  300 NA 90 Court
Indiana • •  261 120 None Sheriff
Iowa • • 160 30 20 Sheriff
Kansas • •  130 21 365 Sheriff
Kentucky • •  147 NA 365 Court
Louisiana • •  180 NA None Sheriff
Maine • •  240 30 90 Court
Maryland • •  46 30 Court Decides Court
Massachusetts • •  75 41 None Court
Michigan •  • 60 30 30-365 Sheriff
Minnesota • • 90-100 7 1825 Sheriff
Mississippi • • 90 30 None Trustee
Missouri • • 60 10 365 Trustee
Montana • • 150 50 None Trustee
Nebraska • •  142 NA None Sheriff
Nevada • • 116 80 None Trustee
New Hampshire •  • 59 24 None Trustee
New Jersey • •  270 NA 10 Sheriff
New Mexico • •  180 NA 30-270 Court
New York • •  445 NA None Court
North Carolina • • 110 25 None Sheriff
North Dakota • •  150 NA 180-365 Sheriff
Ohio • •  217 NA None Sheriff
Oklahoma • • 186 NA None Sheriff
Oregon • • 150 30 180 Trustee
Pennsylvania • •  270 NA None Sheriff
Rhode Island • • 62 21 None Trustee
South Carolina • •  150 NA None Court
South Dakota • • 150 23 30-365 Sheriff
Tennessee •  • 40-45 20-25 730 Trustee
Texas • • 27 NA None Trustee
Utah •  •  142 NA Court Decides Trustee
Vermont • •  95 NA 180-365 Court
Virginia • • 45 14-28 None Trustee
Washington • • 135 90 None Trustee
West Virginia • • 60-90 30-60 None Trustee
Wisconsin • • 290 NA 365 Sheriff
Wyoming • • 60 25 90-365 Sheriff

* Judicial Only Mouseover the  symbol to view state-specific comments


Chase primary servicing portfolio totaled roughly 6.8 million loans for an unpaid principal balance of roughly $1.2 trillion as of June 30.

Moody’s will assess delinquency transition rates, foreclosure timelines, loan cure rates, recoveries, loan resolution outcomes and REO management of both JPMorgan Chase and Ally. 

All factors are potentially affected by the foreclosure suspensions.

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