What are the experts thinking?

The economists made an announcement broadcast on all of the major networks that the recession is officially over ended sometime last year.

 

What is your opinion on this one?

 

 

GMAC Halts Foreclosures in 23 States for Review

 

GMAC halts foreclosures in 23 states to review for their foreclosure process

 

Get the entire article at

http://www.nytimes.com/2010/09/21/business/21mortgage.html?sudsredirect=true

 

 

On Demand Video

Approving Rental Applications

 

 

 

 

 On Demand Video – Click on Video To Play

Approving Process Rental Applications Part 2
16 minutes

 

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On Demand Video

Giving Your Tenant A Project Can Be A Very Good Thing

On Demand Video

How to Screen Tenants from A to Z 

 

 

 

ODV On Demand Video

How to Increase Cash Flow

 

 

 

 Real Estate Website Basics

 

 

 

NEW Resource Makes Your Life Easier – Both Business and Personal and Best of All, IT IS FREE!

You have got to check out this great resource. I use it in my business and personal stuff.

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http://bit.ly/MakeItEasyForMe

Fire back and let me know…

I’m making a short video to show you exactly how we use this in our business.

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http://bit.ly/MakeItEasyForMe

 This just in:

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Summary – FHA Guidance on Minimum Credit Scores and LTV Requirement

 
In accordance with the final Federal Register Notice [FR-5404-N-02] on minimum decision credit scores and LTV ratios for FHA-insured single family mortgages, the new requirements are 
Borrowers with a minimum decision credit score at or above 580 are eligible for maximum financing. 
 
Borrowers with a minimum decision credit score between 500 and 579 are limited to 90 percent LTV. 
 
Borrowers with a minimum decision credit score of less than 500 are not eligible for FHA-insured mortgage financing. 
 
Borrowers with a non-traditional credit history or insufficient credit are eligible for maximum financing but must meet the underwriting guidance in HUD 4155.1 4.C.3. 
 
Borrowers using 203(h), Mortgage Insurance for Disaster Victims, are eligible for 100 percent financing and no downpayment is required, provided that the borrowers have a minimum credit score of 500 (borrowers with decision credit scores below 500 are not eligible for FHA financing). 
 
These new requirements are applicable to all Single Family programs except Title I, Home Equity Conversion Mortgages; HOPE for Homeowners; Section 247; Section 248; Section 223(e) and Section 238. 
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