Feds are giving a serious look at taxing your 401k and IRA.

One proposal wants tax your contributions now at 18% and may give you an 18% tax credit when you withdraw your funds.

The Feds claim they raise an additional 438 Billion dollars over the next 10 years with this new tax.

What do you think?

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This is not a new issue for landlords.

GOOD – A tenant in an apartment who Pays Rent Early Every Month and never calls or complains.

– now he is 600lbs and has a lot of trouble going up and down stairs.

– he lives in 3rd floor apartment

– says he has no friends except his “2 cats” (yes, 2 cats were allowed)

– his parents live 3 hours away.

ISSUE – Tenant in apartment below reports leak in her bathroom ceiling and there is terrible odor in the hall coming from this fellow’s apartment.

– Work Order scheduled for repairs

– Dan photos before and after.

– Photos show outrageous dirt, trash, cat crap everywhere.

– Our 20yr+ Pest Control guy who sprays for bugs in apartments refuses to re-enter apartment until cleaned up or this guy is gone.

– Our Air Conditioning Service Person reports same.

SOLUTION – proposed tenant enrolling in a weekly maid service to clean his apartment and report to office.

– at this time, tenant is agreeable and willing to pay.

– his re-inspection is scheduled for 3pm today.

Stay tuned for the next chapter to see what Tenant does to get results.

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Mike Butler shows you how to write your offer to buy real estate in less than 5 minutes using a simple 1 page offer form. No need to use the big cumbersome complicated package required by Realtors. Mike Butler is a broker and Realtor himself and shows you how and why you can make your offers very simple and straight forward. Sign up for GOLD Membership to access how to training videos and more

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Life is not about waiting for the storms to pass…it’s about learning to dance in the rain  ~Vivian Greene

Sometimes our candle goes out, but is blown into flame by an encounter with another human being   ~Albert Schweitzer

When we have done our best, we should wait the result in peace  ~J. Lubbock

Failure is simply the opportunity to begin again more intelligently  ~Henry Ford

 

Inch by inch…life’s a cinch

     Yard by yard…life is hard  ~Unknown

 

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This 6 minute is an excerpt from the the 3 day “How To Buy without Banks!… money, credit, or private lenders”

More Americans are renting houses instead of buying them, a trend that could disrupt price affordability, analysts say.

With more homeowners unable to secure mortgages and uncertain about future finances, renting is the only sure-fire way to live in a single-family property, according to Capital Economics.

But as more Americans turn to home renting, the influx of demand is set to squeeze the nation’s rental supply, pushing monthly rents even higher.

“As a consequence of Americans being less willing and less able to buy a home, the number of households in rented accommodation is set to rise by at least 850,000 a year over the next few years,” said Paul Dales, senior economist with Capital Economics.

Dales’s said in his research that rental vacancy rates will fall again in the future, pushing prices up.

The median rent is already up to $712 per month—well above the average monthly mortgage cost of $647, Dales reported.

He estimates vacancies in the home-rental market will push average rental rates up as much as 5% by early 2013, compared to 2.4% in January.

“We expect the annual rate at which rents are rising will rise to 3% this year and remain at that level in 2013,” Dales said. “Assuming that the economic recovery gains firmer footing, in future years there is scope for rents to rise by around 4% a year.”

And as single-family renters head into the market, the supply of rentals is unlikely to meet new demand.

This reality is playing itself out in Denver, where the vacancy rate for home rentals fell from 3.4% in the third quarter to 2.1% in the fourth quarter. At the same time, the vacancy rate edged up slightly from the 2% level reported in the fourth quarter of 2010.

“The vacancy rate went up slightly year-over-year,” said Ryan McMaken, a spokesman for the Colorado Division of Housing. “That doesn’t mean much, though, because when you’re looking at vacancy rates below 3%, the bottom line is that the market is tight. For many people, it’s not easy to buy a house right now, so they’re renting.”

By Kerri Panchuk
Housing Wire

How Does The Health Savings Account work with certified financial planner expert, Hampton Scurlock.

This photo shows Hampton and his daughter Isabella with University of Kentucky Head Coach Rick Calipari.

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